payloat

Payloat lets you manage
every dollar your
agents spend

•••• 1458VISA
Apple Pay
Apple Card
VISA
•••• 3346VISA
Payloat
Projected by Sep 30$27,900
Yearly activity
Renewing soon$7,950
OpenAI$2,500
Anthropic$4,000
Stripe$600
AWS$850
Spent so farSep 2026

$9,190

Every purchase, subscription, order, and receipt your agents record, in one ledger

OpenAIOpenAIAPI usage this month$2,500.00
StripeStripePlatform fees, monthly$600.00
VercelVercelHosting, Ops agent$350.00
ClaudeClaudeRenews tomorrow$4,000.00
AWSAWSStorage, Ops agent$850.00
BrexBrex14 charges matched$12,480.00

Agents buy quietly all day. Payloat Ledger shows you every purchase, with the task behind it, before the receipt lands.

Payloat watches agent purchases24/7
To match a charge to the task behind it<1s
Receipts you chase down by hand0
Payloat

“Agents do not announce what they buy. Payloat Ledger records every purchase the moment it lands, with the task behind it, so you know what was bought and why before the receipt arrives.”

Payloat Ledger
One ledger for every agent's spend

Tell your agents
what they may buy.
Payloat keeps the ledger.

Let my research agent spend up to $3,000 a month on @OpenAI and @AWS, and hold anything over $500 for my approval

Talk with us and book a demo

OpenAI
AWS
Stripe
Oracle
Brex
Claude

Ask @Payloat what
your agents spent.

9:41
PayloatPayloat
Payloat

Payloat

Chief Financial Agent

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One ledger
for every

dollar your

agents

spend.

Payloat records every agent purchase the moment it lands, matches it to the task behind it, and keeps every bank and card in one place.

Payloat
  • API credits
  • Flight bookings
  • Grocery reorders
  • Cloud hosting
  • Ad spend
  • Subscription renewals
  • Research tools
  • Stock orders
  • Receipt matching
  • Refund tracking
  • Spend by task
  • Budget caps
  • Card issuing
  • Vendor payments
  • Travel expenses
  • Software seats
  • Data purchases
  • Overspend alerts
  • Monthly summaries
  • Bank sync

Works with the banks and cards you already use

Chase
Mercury
Brex
Capital One
Citi
Wells Fargo

Compatible with every enterprise company running agents

OpenAI
AWS
Stripe
Oracle
Brex
Claude
Vercel
Capital One
Citi

Free

Get one agent on the ledger

$0USD

for one agent

Free features:

  • 1 agent and unlimited purchases
  • Every charge with the task behind it
  • Receipts matched to the cent
  • One connected bank or card
  • Monthly summary
  • Slack notifications

Team

Run a team's agents against shared caps

$49USD

per team / month

billed annuallymonthly

All Free features, plus:

  • Unlimited agents in the team
  • Caps per agent, vendor, and month
  • Approvals in Slack
  • Unlimited banks and cards
  • Month-end close drafted by Payle
  • Email and chat support

Business

Most popular

Every team on one ledger with the security of SSO

$149USD

per team / month

billed annuallymonthly

All Team features, plus:

  • Single sign-on (SAML 2.0)
  • Company-wide budgets and rollups
  • Audit trail export
  • Priority support
  • Flexible payment options

Enterprise

Multiple ledgers with enterprise-grade controls and a named team

Contact for pricing

All Business features, plus:

  • Multiple ledgers and workspaces
  • Advanced security and admin controls
  • SCIM user and group management
  • Audit logs, reports, and reporting APIs
  • Require 2FA for members
  • Data residency
  • $Bring your own key
  • $Premier support
  • $Onboarding for every team

Get answers from your agents fast

Alerts

Get a ping when an agent goes past its cap

Set up cap alerts

Agents

Agents write to the ledger at no cost per event

Start free$0

Cap alerts and the free tier are planned features and are not available yet. Numbers shown are illustrative. Nothing here is financial advice.

Agent spend tracking
built for security

Learn about security

24/7 ledger monitoring

AppleNew agent purchaseProcurement spent $350 at Apple

Real-time purchase alerts

Pause agent

Pause any agent, revoke any key

FAQ

Everything your agents buy. Each purchase arrives with the task the agent was given, the cap it had, the merchant, the amount, and the receipt when it lands. Subscriptions carry their next charge date, orders and trips carry their expected date. It all lives in one ledger so nothing an agent did is a mystery.